We craft financial lives with unparalleled depth and care.
At Intera Financial Planners, we specialize in creating finely tuned, life-centered financial plans that prepare you for life's pivotal moments with unprecedented personal attention. Together, we pave a clear path, enabling you to embrace life's transitions with confidence and live a full life.
✓ Rest Assured knowing you are collaborating with a CFP® professional.
✓ Gain Clarity on your current financial situation and future prospects.
✓ Feel Confident in making informed decisions about your wealth.
Having a financial advocate is more important than ever.
Most people struggle with understanding how money works, which becomes even more complex when life gives us challenges to overcome.
You may find yourself navigating through unexpected expenses, planning for retirement, or managing a sudden windfall or an inheritance, all the while trying to make your money work for you but not knowing how or where to start. This can lead to feelings of uncertainty, anxiety, and a sense of being adrift.
But we believe that everyone deserves a clear path toward financial security and comfort.
Get the financial stability and freedom you deserve.
At Intera Financial Planners, we understand the stress and anxiety that financial uncertainty can cause. We know the sleepless nights spent worrying about your family's future, your retirement, or your healthcare needs.
With over a decade of experience as a CERTIFIED FINANCIAL PLANNER™ professional in client advising and wealth management roles, Founder and Financial Planner Liz Griffiths has helped clients untangle their financial webs. She’s guided them through estate planning, investment strategies, and retirement planning, always keeping their personal goals and values in focus.
And we can't wait to do the same for you.
Our clients enjoy the benefits of partnering with a true financial advocate.
✓ Gain greater financial confidence and comfort.
With our customized financial planning, you're not just getting a cookie-cutter financial plan. We craft holistic, life-centered financial plans designed with your unique circumstances and goals in mind. This means you can move forward in life with confidence and comfort, knowing that your financial future is secure and that you can live your best life.
✓ Crystal-clear financial vision, tailored just for you.
Our holistic financial planning simplifies complex financial concepts and brings them together into a plan that aligns your values with your financial life. With us by your side, you gain an enriched understanding of your financial picture that goes beyond mere numbers, nurturing a financial environment where your ambitions are not just possible but probable.
✓ Collaborate with a trusted financial advocate.
Our foundation as a fee-only, fiduciary Registered Investment Advisory (RIA) firm, led by a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional, is built on a commitment to transparent, unbiased, and heartfelt guidance, ensuring that you navigate pivotal life events with utmost integrity and foresight.
The Intera Financial Process
Step 1:
Initial Consultation
Book a no-strings-attached consultation to discuss your financial goals and dreams. It's the first step toward taking control of your financial future.
Step 2:
Holistic Financial Planning
We'll create a comprehensive financial plan tailored to your specific needs and circumstances. You can sit back and relax, knowing you're in expert hands.
Step 3:
Peace of Mind
Once the plan is in motion, you can enjoy the peace of mind that comes from knowing your financial future is secure and in the right hands.
We help you with your most difficult financial decisions.
We are an independent firm that guides our clients through all aspects of their financial lives by hearing their stories, clarifying their life and financial goals, organizing their affairs, and planning for their best lives.
In a holistic fashion, we unite the many aspects of financial life, such as:
Customized Financial Planning
Holistic Investment Strategies
Retirement Planning
Estate Planning
Risk Management
Budgeting
Tax Optimization Strategies
Cash Flow Management
Our clients begin with these questions.
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Intera Financial Planners offers personalized financial planning services. We listen to your unique needs and goals and design a plan specifically for you. Our experience, comprehensive approach, and commitment to acting in your best interests make us an excellent choice for anyone seeking financial guidance.
The three pillars that are integral to Intera are:
Client-Centered Investment Portfolios: We construct investment portfolios that match our clients' risk tolerance, optimize tax efficiency, and help them reach their goals.
Financial Decision Optimization: We coach our clients on the best ways to handle their money—in particular, we help them adhere to their long-term plans.
Comprehensive Planning: We encourage the use of thorough financial planning techniques, such as estate and retirement planning, among many others, to personalize our services to meet the needs of our clients.
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Not at all. We use a combination of in-person meetings and technology-enabled communication, such as video conferencing and phone calls. This allows us to work with clients both locally and across the country.
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We serve a diverse range of clients, but our services can be particularly beneficial to those planning for retirement, facing major life transitions, or seeking to better manage their finances. If you're ready to take control of your financial future, you could be a great fit.
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Our initial consultation is complimentary. This meeting allows us to learn more about you and your financial goals, and it gives you the opportunity to get to know our team and our approach.
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We believe in making financial planning accessible. Therefore, we do not have a strict investment minimum. However, we do find that our services tend to be most beneficial for individuals with a certain level of investable assets. We can discuss this further during our initial consultation.
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The safety of your money is our priority. We work with reputable custodians who hold your funds and securities. We also employ rigorous digital security measures to protect your information.
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A CERTIFIED FINANCIAL PLANNER™ professional (CFP®) is a professional who has met the rigorous education, examination, experience, and ethics requirements set by the Certified Financial Planner Board of Standards. When you work with a CFP®, you can be confident you're working with a professional who is committed to providing competent, ethical financial planning.
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A fiduciary is a professional who is legally and ethically required to act in their client's best interests. At Intera Financial Planners, we are fiduciaries, meaning your interests always come first in our recommendations and actions.
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Our investment philosophy is rooted in long-term, disciplined strategies. We focus on things we can control: maintaining a diversified portfolio, reducing expenses, minimizing taxes, and maintaining investment discipline. We do not believe in timing markets or picking winning stocks. Our investment recommendations are tailored to your individual circumstances and goals.
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We are transparent about our fees. As a fee-only financial planner, our advice remains objective since our compensation only comes from our clients, not from big financial companies that would try to influence the advice we provide.
Generally, our fees are based on a percentage of your net worth and vary depending on the complexity of your situation and the services you need. This is very different from most financial advisors, who base their compensation solely on how much money you invest with them, which we believe can lead to an overemphasis on investments rather than on your complete financial picture.
We will discuss our fees in detail during our initial meeting, but we welcome you to view our services and pricing in advance so you can know what questions to ask Liz Griffiths when you speak to her during your initial consultation.
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While it's possible to manage your finances independently, working with an advisor can provide numerous advantages. We bring expertise, experience, and an objective perspective that can help you avoid common pitfalls, optimize your investment strategies, and stay on track to meet your goals. Moreover, we free up your time, so you can focus on what you love.
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Wonderful! We're ready to help you take control of your financial future. Simply contact us to schedule your complimentary initial consultation. In this meeting, we'll discuss your goals, our services, and how we can work together.
Don't let uncertainty control your future.
A lack of financial planning can lead to increased stress, missed opportunities, and potential future instability. We can help you avoid these pitfalls and…
✓ gain clarity and confidence in your financial decisions,
✓ cultivate a long-term growth strategy for your wealth, and
✓ experience the serenity that comes from knowing your financial future is secure.